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Radialle

Payment Method

What you can pay with, how card details are handled, and what to do when a payment does not go through.

Cards we accept

The checkout shows the methods available for the country you select, so you are only offered an option that can actually complete. Available methods are shown at checkout for your delivery country, since a few local card schemes cannot be processed for every destination.

How card details are handled

Card numbers are captured on the payment provider's hosted form rather than on this site, which is why we cannot retrieve a card number for you. We see only the last four digits and whether the payment succeeded.

PayPal payments

PayPal orders are completed on PayPal's site and confirmed back to us instantly. Refunds return to the PayPal balance or account you paid from, usually within a day of us processing them.

Currency and charges

The order total is in US dollars. Your bank applies its own conversion and may add a foreign transaction fee; that line on your statement comes from the bank, not from us.

Declined payments and holds

A refusal is a message from your bank rather than a fault on the order. Nothing is captured when a payment fails, and a temporary authorisation clears itself within a few days.

How the checkout is protected

Encryption and the card form

Every page, including checkout, is encrypted in transit. The card form itself belongs to our payment provider, which means the number is typed into their interface and not into this site.

What we can see

From our side an order shows a result, a total and a card ending, and nothing more. The full card number and security code are held by the payment provider and never enter our systems, so we will never ask you for them by email.

When money moves

Authorisation and capture

The first step is an authorisation, which reserves the total without taking it. We capture the payment at dispatch; if an order is cancelled before then, the reserved amount simply drops off instead of being refunded.

Receipts and records

Your order confirmation is the receipt, and it carries the order number we will ask for if you contact us. If you need an invoice in a company name or with a tax number on it, write to us and we will provide one. Ask us and we will issue it against the same order number.

Disputes and reversals

If a charge looks wrong

Contact us before raising a dispute with your bank. A pending hold from a failed attempt looks exactly like a payment and disappears by itself; genuine duplicate charges we refund the same day.

Chargebacks

A chargeback is handled between your bank and our payment provider. We supply what we have, and where a claim is upheld the refund is made through the provider to the original card.

Refunds to the original method

Refunds always return to the method that paid — the same card, or the same PayPal account. We cannot send a refund to a different card or pay it out in cash, because that is what prevents someone else claiming your money.

Questions about this page? Write to [email protected] and we will answer within one business day.